If you are 21 or over, can pay in at least £500 per month and use Internet Banking regularly you could be better off with:

- 5.00% AER (fixed until 30.09.07) on balances up to £2,500, 0.10% AER (variable) on balances over £2,500
- 0% overdraft for 12 months from account opening, 5.9% EAR
typical (variable) thereafter
- Earn 10.00% gross p.a./AER fixed for a year with